HSBC Careers For Freshers – Associate Vice President

Website HSBC

Job Description:

The primary responsibility of this role would be to assist VP – Credit Policy in management of the front-end risk – the pre-acquisition and acquisition activities in the risk management process, for the Unsecured Lending Business, focusing primarily on Credit Cards. The role would actively work upon various aspects of acquisition risk like evaluation of current policies, framing fresh policies, assessing key front end portfolio indicators, analyzing portfolio to identify high risk areas for corrective action through policy, framing credit procedures for implementation of agreed policies, assist development & monitoring of risk management tools like application scorecard, liaison with fraud control, monitoring & controls on channel performance. This role would need to effectively work with internal stakeholders like the regional credit managers, other risk management teams like credit delivery / decision sciences / portfolio strategy / DSS etc. as well as external teams like business / marketing / sales / operations.


Job Responsibilities:

  • Assist amendment of existing policies through proactive & innovative solutions for profitable business growth within Risk Appetite – effective early warning mechanisms & competitor policy tracking to enable proactive action to expand / tighten policies.
  • Customers / Stakeholders
  • Assist the development of application scorecards, cut-off finalization, implementation and on-going monitoring of the same – this would require direct interaction with ASP CCR.
  • Responsible for ensuring appropriate implementation of policies through System changes, Operations and Service Delivery
  • Interact with counterparts in business / marketing / legal / compliance / operations on issues relating to policy formation & implementation.
  • Leadership & Teamwork
  • Leverage on advanced analytical capabilities of the decision sciences team to modify acquisition policies.
  • Liase with DSS teams to build automated credit tools to enable apt implementation of acquisition strategies e.g. bureau, verifications etc.

Job Details:

Company: HSBC

Vacancy Type:  Full Time

Job Location: Victoria, British Columbia, CA

Application Deadline: N/A

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